Ujrah VS Conventional

i got unsettled ptptn debt which is quite a daunting experience.hehe.and apart from keeping my hair longer as my 2016 resolution, might as well i add a small step of paying all the debts. because debt always be the debt right?

hence the topic today.

i remember some of my friends convert their loan to Ujrah. after doing some reading in internet, i found out some mixed review of it.got confuse and confuse

so lets make some reality check on our own loan.

step 1 : check your ptptn balance through their website.

step 2: here to key in your loan detail and preferred loan period. this is a conventional method. after click "bina jadual", you will be lead to the schedule of payment. total up (manually) all the "bayaran ansuran".

step 3: also at the same page of the "pengiraan jadual bayar balik pinjaman ptptn". Look at the left sidebar. Under "calculator" click Ujrah.
Fill up the blanks. make sure you choose the same period as conventional.
total up the "ansuran bulanan" colum.

step 4: compare your figures.

tadaaa..thats your call!

hope this help!

Comments

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